Corporate Credit Manager
Purpose Of The Role
Overall Role Purpose:
To provide practical and professional credit solutions to a portfolio of Commercial banking customers via the Relationship team.
Assess a customer’s business through the analysis of Business and Credit risks associated with the provision of the bank’s
products and services to the customer.
Develop high quality credit solutions with the view of obtaining fast credit approval from Credit teams.
Act as the joint contact for credit management purposes for accountants, solicitors and other professionals.
Prepare International Credit Advisor applications for recommendation to the Sanctioners as well as co-ordinate execution
of other documentation and draw down of facilities.
Liaise directly with the sanctioning office for all credits that are outside local Risk Management or the Relationship
Manager’s personal discretion.
Attend customer meetings with the Relationship Manager if credit related issues are to be discussed/ need to be resolved.
Responsible for managing financial information produced by customers.
Monitor and Control quality of portfolio using ‘Condition of Sanction’ triggers where possible. Discussing with
Sanctioners deteriorating trends and trigger events if they give cause for concern and advising the Relationship Manager
Support the Team Leaders in delivering effective performance development for individuals within the team.
Drive proactive application of Barclays Behaviours both personally and throughout the team and coach and support
colleagues within the Team.
Technical skills / Competencies
Basic operations knowledge
Strong product management, selling and negotiation skills
Excellent communication skills enabling communication with people at all levels
Ability to execute analytical and data driven decisions
Ability to create and identify innovative solutions
What does the role holder need to know/know about and/or be qualified in?
Knowledge of internal instructions/ procedures relating to the International Credit Manual
Products and services frequently used by customers (Credit and otherwise).
Knowledge of International Credit Advisor and other bank systems.
Awareness of legislation affecting the Bank and customers having the highest regard for confidentiality.
Knowledge of the Bank’s service standards.
Detailed knowledge of credit analysis techniques (preferred).
Skills & Competencies
What does the role holder need to be able to do/be good at doing?
Highly competent in analysis and numeracy
Good communication and presentation skills
Confident using International Credit Advisor and possessing other IT skills
Negotiation and influencing skills
Source: Tanzania Jobs